Individual disability insurance
Group disability is a great product but many higher income earners cannot insure their entire incomes. An individual policy can be strctured to cover up to 100% of your pre-disability income. If you don't have access to a group policy you should definately look into an individual policy. What happens if you can't work on a full or part-time basis and bring home an income? A good long-term disability policy gives you peace of mind knowing your family will be ok financially if something happens.
Individual disability can provide a tax-free benefit covering your until you reach your NSSRA (Normal Social Security Retirement Age).
Call today for more information 615-724-1701 or email